Lady Bird Deed vs. Will

Does a Lady Bird Deed override a will?

Yes, a Lady Bird Deed can override a will—at least when it comes to the specific property that is named in the deed.

Lady Bird Deed vs. Last Will

A Lady Bird Deed, also known as an enhanced life estate deed or transfer on death deed, allows a property owner to name a beneficiary who will automatically inherit the property upon the owner’s death. This transfer happens outside of probate, which means it bypasses anything written in a will.

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Lady Bird Deed Protect Home from Medicaid

What are Lady Bird Deeds? 🐦

A Lady Bird Deed—also known as an “enhanced life estate deed”—is a simple yet powerful legal tool that lets you keep full control of your property during your lifetime while deciding who will automatically inherit it after you pass away.

Lady Bird Deed Protect Home from Medicaid.
A Lady Bird Deed is one option that can protect one’s home from Medicaid estate recovery program (MERP) actions.

Here’s how it works: you stay in complete control. You can live in the home, sell it, refinance it, or even change your mind and revoke the deed entirely. Then, when you die, the property passes directly to your chosen beneficiary—without going through probate or needing a will.

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Last Will or using a Lady Bird Deed

What are the benefits of Lady Bird Deeds?

Using a Will or using a Lady Bird Deed

Lady Bird Deeds vs. Wills: Key Benefits of Using a Lady Bird Deed

When it comes to passing on real estate, Lady Bird Deeds offer several distinct advantages over traditional wills. Here’s a breakdown of the key benefits:


Avoids Probate

  • Lady Bird Deed: Transfers the property automatically to the beneficiary upon death, bypassing probate entirely.
  • Will: Property must go through the probate process, which can be slow, costly, and public.

How Lady Bird Deeds Work

Retains Full Control During Lifetime

  • With a Lady Bird Deed, you can still sell, lease, refinance, or change the deed anytime. You’re not locked in.
  • A will doesn’t impact your ownership rights either—but it doesn’t transfer anything until after your death and only through probate.

Transfer on Death Deeds are Easer.
Property is transferred automatically with no muss, no fuss.

Faster & Easier Transfer

  • The property passes immediately and directly to your named beneficiary when you die.
  • A will may take months (or longer) to settle through court, delaying access to the property.

Lady Bird Deed and Medicaid.

Possible Medicaid Benefits

  • In some states, Lady Bird Deeds can help protect property from Medicaid estate recovery, potentially preserving it for your heirs.
  • A will does not shield property from Medicaid recovery claims after your death.

Lady Bird Deeds Save Money

Lower Costs

  • Creating a Lady Bird Deed typically costs less than going through probate.
  • Probate can involve attorney fees, court costs, and delays.

Lady Bird Deed Property Transfers Are Private

Private Transfer

  • A Lady Bird Deed keeps the transfer private—it’s not a matter of public record at the time of death.
  • Wills become public documents once filed with probate court.

⚠️ Important Caveat

While Lady Bird Deeds are great for real estate, they only apply to the specific property named in the deed. Wills are broader and can cover all kinds of assets, not just real estate. Also, Lady Bird Deeds are not available in every state, so check your state laws or consult an attorney.


Summary Chart

FeatureLady Bird DeedWill
Avoids Probate✅ Yes❌ No
Immediate Transfer on Death✅ Yes❌ No (must go through court)
Retains Control While Alive✅ Yes✅ Yes
Medicaid Recovery Protection✅ Possible (varies by state)❌ No
Covers Multiple Assets❌ No (real estate only)✅ Yes
Cost & Simplicity✅ Lower, simpler❌ Can be complex & costly

In short, if you’re looking to transfer real estate to someone after your death without giving up control during your life, a Lady Bird Deed can be a faster, simpler, and more private alternative to a will.